Just back from Egypt. Another journey fulfilled. Walking by the Nile in the foggy morning was miraculous...there is little to compare with that feeling. But this blog is not about the Nile or Egypt and the Pyramids, this post is about something else. Something which I casually read in one of the blogs of some unknown person, but which stuck me as very important ane practical.
It was on saving_ so one could travel.
The blogger was absolutely right. For a traveller, a backpacker hoping to see as much of the world as possible and on as little as possible, the most important thing is to have the money to do so...and that money, taken out of our accounted means doesnt really go a long way, unless you have a plan of action. A plan that touches every aspect of your life, be it in shopping for clothes, groceries, doing away with the 5 STARBUCKS a week, the unnecessary drive around town etc.
And because I belong to the above category, I have decided to SAVE SAVE SAVE everywhere I can so I can make the dollar (or Dirham) an extra mile!
Lets say its my New Year Resolution to travel more, far and wide and in a way I havent done before. There fore I have firmly resorted to the following.
My tips for saving
1. I admit I havent been the best when it comes to saving, primarily because I always find a reason to buy slightly expensive or branded clothing (...because they go a long way, I tell myself) and end up with a huge bill on my hand. If am using my credit card, then the interest per month adds to the total cost and thus the actual cost of the garment shoots up.
My solution to this: No more using credit cards. Pay in cash. And since I have a no-carrying-too-much-cash policy, I save myself the temptatin to indulge.
2. Gocercy shopping: Here I tend to go over board. I like to see my huge refrigerator full. It makes me feel secure against any food crisis that may suddenly crop up the next day. Foolish, utterly foolish, I realise. So, no more buying for a rainy day, esp things such as fish (which usually gets thrown out within 2 days of purchase), too many veggies, esp greens (I never get arount to cooking any of them and am left with rotting veggie matter and a huge stink), eggs (several occasions they have been left unattended and had to be thrown away....15-20 at a time).
My solution to this: Buy as much as is necessary for a week or two. Food wont go out of stock in 2 weeks time, for sure. Make sure I know what I am going to cook (and eat!) and buy accordingly. No more being embarassed to arrive at the weighing counter with a quarter kilo of ldies finger...heck, that is all I need anyway!
Knowing what I eat. Very important I think, for someone like me. I can never eat beyond say, 3 eggs a week...also because I am avoiding the yolk. I am not an Egg-lover, so why stock eggs and let them go bad?
Same with fish (at best I can manage a piece per meal, once a week!!).
Okay, these days, the price of Indian onions have shot up dramatically and the onions avialable are frightfully expensive. So I have now resorted to buying onions procured from other parts of the world which are far cheaper...Eg, Egypt Onions cost nearly 2 Dhs less than Indian onions...and so long as the chicken has no idea that its been cooked with Egyptian onions, why should I care?
Buy the toiletries in bulk. Usually super markets have the buy 2 get 1 free offer. I now buy soaps and toothpaste in these offers. Smetimes during festive season, this offer applies to rice, cooking oil and other essentials. I now look for offers and make a list of absolutely essential items and buy them in bulk. Rice, lentils etc dont go bad easily.
Shopping fr clothes: I think I have enough Adidas, Nike and Northface to last me decade. Therefore yesterday I went window shopping (okay, deep down the instinct to buy something keeps nagging and am slowly overcoming it) and went straight to the absolute-bargain section. Okay, I loved a black top and a white and a read top...but held myself back severely when I reached the cash counter. Suddenly reminded that I was to save that money (I had alloted USD 10 for shopping...ouch!) and that USD 10 wouldnt cover my bill, I told the guy at the counter to keep aside two of them. The black top was well within the budget. To my surprise, it was on sale too...and instead of USD 9, I ended up paying only USD 6 for it!!!
Three dollars went into my travel kitty!! (Just to have you know USD 3 can get you a decent B&B in Phnom Penh. I stayed at one such place!)
Every dollar I save hence will go into a box. So I can travel.
I hope to add tips on how I am saving for my next BIG ADVENTURE.
Happy Travelling.
Pls share your tips for saving and help add to my kitty!!